Why We’re the Smart Choice for Small Groups

Running a small business is complicated. Providing your employees with health insurance doesn’t have to be. We make it easy for a small businesses (up to 50 employees) and your broker to find the right health insurance for your business. As a nonprofit health insurance cooperative we understand the challenges small businesses face, because we’ve been there too!

Get a Small Group Quote

Colorado HealthOP offers a wide variety of plans to give your employees attractive choices, with your budget in mind. Our team is here to guide you or your broker through every step of the way.

Small Group Health Plans for Less Than You Might Think

We feature excellent coverage at a price that’s often less than the competition is within reach. All of our plans are Affordable Care Act compliant and allow you to visit doctors and hospitals in your community. Plus many of our small group plans include one or more of the following benefits:

  • Three free primary care visits.*
  • Free generic prescription drugs for chronic illnesses.**
  • Coverage for acupuncture and chiropractic care.***

Preventive Care, Not “Sick Care”

Colorado HealthOP thinks health insurance should help your employees stay healthy, not just take care of them when they’re sick. That’s why our plans are loaded with preventive and primary care benefits. We even have rewards to encourage your employees for healthy behaviors, at no additional cost. We strive to help your employees stay healthy and catch health issues early, before they become major issues that could take a toll on their long-term health and your bottom line. In doing this we helps keep premiums more affordable for your employees and other CO-OP members.


*Refers to primary care visits. Not on HSA or catastrophic plans.
**Free generic drugs are for specific chronic conditions—depression, diabetes, asthma/COPD, high cholesterol, high blood pressure.
***Acupuncture and chiropractic services not available in all areas.